I sent him to the cooler for a nice long vacation.  I might make it permanent.  Not answering direct questions within his area of expertiese makes him useless here.  Adding insults to that makes him less than useless.

I'm not interested in his stochastic models.  Any business I loan money to has to demonstrate to me how they intend to pay it back.  If it's a restaurant, I wanna know how much they will sell the meals for and how many they will sell.    I wanna know how much they spend to buy the food and how much their labor costs are.  This is Loan Officer 101 stuff if you work in banking.  According to Snidley Tdos, banksters don't ask this when he pitches for money, he just shows them his stochastic model and they pony up.  I don't buy it, and if in fact that is what they do it's no wonder so many had their loans go south when oil nosedived in 2015.

So, there's really no good reason to keep him around.  He doesn't provide any worthwhile or useful knowledge.  He can find another forum to troll.

RE