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#31
The rest of the world / Do Americans really know how m...
Last post by RE - Jun 01, 2026, 10:10 PM
Quote from: TDoS on Jun 01, 2026, 04:59 PMWow! Pretty good for a kid wandering Europe on money earned from delivering groceries and whatnot to help support mom because of a dead beat dad. Shit I could barely afford to hitchhike to the Cabinet Mountains of Montana to try out some survivalist skills back then.


First trip done on $700 I saved up in HS cutting lawns, shoveling snow and summer jobs.  I flew Freddy Laker  (Better Laker than Never).  2 month Railpass, slept on trains, train stations, beaches, hostels when I needed a shower.  Next 2 trips while making the Big Bucks at Drexel.  Last was my Honeymoon, paid for with my VISA Card, later discharged in Bankruptcy when my Union went on strike for 6 months.

RE
#32
The American economy / FSoA Sovereign Debt Hockey Sti...
Last post by K-Dog - Jun 01, 2026, 07:26 PM
Quote from: TDoS on Jun 01, 2026, 05:01 PM
Quote from: K-Dog on Jul 03, 2024, 08:17 AMAmericans are patriotic and will happily experience homelessness and deprivation before they see any issues with the system.

Really? You aren't homeless, don't suffer deprivation, and see all SORTS of issues with the system. What makes you think most folks are any different? Because some MSM mouthpiece said otherwise?




I have always seen problems with the system.  It is in my nature.  I am also painfully aware of how ill informed most people are, and that I am most definitely an exception the general rule.  Making me an idiot or a savant, depending on your point of view.

Most people concern themselves with the banalities of their lives and nothing else.  Not many people care to crunch the big numbers.






Concerning my original statement.  I stand by it.
#33
The American economy / FSoA Sovereign Debt Hockey Sti...
Last post by TDoS - Jun 01, 2026, 05:01 PM
Quote from: K-Dog on Jul 03, 2024, 08:17 AMAmericans are patriotic and will happily experience homelessness and deprivation before they see any issues with the system.

Really? You aren't homeless, don't suffer deprivation, and see all SORTS of issues with the system. What makes you think most folks are any different? Because some MSM mouthpiece said otherwise?
#34
War / US and Israel carrying out str...
Last post by K-Dog - Jun 01, 2026, 04:59 PM
Quote from: TDoS on Jun 01, 2026, 04:45 PM
Quote from: Haniel on May 27, 2026, 06:36 PMEvening dudes. Been a while.

What did I miss? 

THE END!!!!

Didn't you notice?

#35
The rest of the world / Do Americans really know how m...
Last post by TDoS - Jun 01, 2026, 04:59 PM
Quote from: RE on Jun 01, 2026, 05:56 AMBack in the 70s & 80s when I did my Summer Euro Tours on the rails. on a motorcycle, in a rent-a-car and on a sailboat,there wasn't a countrry I visited where Yanks weren't the most despised touristas, by far.
Wow! Pretty good for a kid wandering Europe on money earned from delivering groceries and whatnot to help support mom because of a dead beat dad. Shit I could barely afford to hitchhike to the Cabinet Mountains of Montana to try out some survivalist skills back then.

#36
Crazy times / Failure of institutions.
Last post by TDoS - Jun 01, 2026, 04:55 PM
Quote from: RE on May 31, 2026, 10:42 AMThe answer to insurance company rip offs is simple.  Don't own anything worth insuring. 😀  For me, even my life isn't worth insuring.  lol,[/color]
RE

Interesting experiences with insurance you've had.

Every insurance claim I've ever made has been paid in full. Motorcycle crash into a car resulting in substantial damage to their cage and my totalled motorcycle with a loan, all paid before I was able to sit down comfortably after the fracture of the spine. Every windshield that ever got cracked on my cars, including the 3 the daughter collected in just 8 months while in college. OTHER insurance companies of folks who totalled my cars paid up without complaint. Never had an issue. Doesn't mean I won't have one of course. No problem with medical insurance either, come to think of it. Mine, my parents as I handled their affairs, the daughters home owner insurance when she had an issue....still a small sample size but....markedly different than yours RE.

 
#37
War / US and Israel carrying out str...
Last post by TDoS - Jun 01, 2026, 04:45 PM
Quote from: Haniel on May 27, 2026, 06:36 PMEvening dudes. Been a while.

What did I miss? 

THE END!!!!

Didn't you notice?
#38
The rest of the world / Do Americans really know how m...
Last post by RE - Jun 01, 2026, 05:56 AM

APNEWS.COM • 2026-05-31

Do Americans really know how much the world hates us?

Millions of people around the world wanted blue jeans and McDonald’s and road movies and Manhattan skyscrapers and California beaches, or at least they thought they did. Little by little they found out that some of those things weren’t worth having and all of them came with asterisks.


I can't speak for all Ameerikans, but I'm well aware of it.  Back in the 70s & 80s when I did my Summer Euro Tours on the rails. on a motorcycle, in a rent-a-car and on a sailboat,there wasn't a countrry I visited where Yanks weren't the most despised touristas, by far.  I took to sewing an Australian flag on my backback and greeting everyone I met with a "G'day, mate" in a passable Down Under accent and proved my bona fides with my fairly thorough knowledge of Sydney, Bondi Beach and the arcane rules of Australian Rules Football.  I did get caught a couple of times when I had to flash my passport at border crossings, but by then I was friends and my new traveling companions were very sympathetic to my plight of being from the Great Satan.  I can't imagine how bad it must be by now.  I'd be terrified of either being kidnapped, beaten to a bloody pulp or shot on sight.

RE
#39
Crazy times / Failure of institutions.
Last post by RE - May 31, 2026, 10:42 AM
Quote from: K-Dog on May 31, 2026, 09:16 AMThis is a true sign of collapse.


Insurance companies will be the first to fully embrace A.I.  It is the perfect way to deny claims.  While everyone else is using A.I. to simply log customer complaints in the round file, insurance companies will be ruining lives.


I have always considered insurance to be a total ripoff.  My one experience was with my one and only New Car I bought with my ex-wife.  I had to carry a full policy including repairs and collision besides liability and when the tranny quit they refused to pay for it because I didn't have all the receipts for my engine oil changes, which I did myself. Never mind I kept a log book of all the changes and engine oil has nothing to do with a tranny failure.  After that, I only carried liability, and only for a couple of months when I had to renew my registration.  Otherwise, I drove the other 50 years of my driving life uninsured, except for my trucking years where the company I leased to picked up the tab.  I saved over $50K in premium payments this way just on liability, double that if you include collision, repairs, fire and theft.  Fortunately of course I was a fabulous driver and went accident free my entire life, including 1M miles behind the wheel of a big rig.  Never carried any other type of insurance..

The whole biz model is designed around refusing claims.  The more claims they refuse, the bigger the profits.  There is no other way for the biz to make money, other than taking the money you pay and either investing it or handing out loans.

AI will definitely make getting claims paid in disputes, where it is already almost impossible to win.  The Insurance Company holds all the cards and a huge legaL dept stuffed with Harvard and Yale Law School grads while you have Jo Schmo from Devry Night School who you met at the bar and handled your divorce. LOL.  I'm sure their IT depts are now also stuffed with AI algo designers from Cal Tech and MIT working day and night with their own AI Agents designing new algos to rip you off while they burn gigawatts of electricity on supercomputers raising your power bill for your McMansion and EV car while they do it.

The answer to insurance company rip offs is simple.  Don't own anything worth insuring. 😀  For me, even my life isn't worth insuring.  lol,

RE
#40
Crazy times / Failure of institutions.
Last post by K-Dog - May 31, 2026, 09:16 AM
This is a true sign of collapse.


WSJ.COM • 2026-05-30

The Home-Insurance Coin Flip: Nearly Half of Claims Result in Zero Payout

Home insurers pitch policies as a financial peace-of-mind safety net, but in a disaster customers can find the apparent guarantee of compensation evaporates.


Insurance companies will be the first to fully embrace A.I.  It is the perfect way to deny claims.  While everyone else is using A.I. to simply log customer complaints in the round file, insurance companies will be ruining lives.


RAPIDCLAIMS.AI • 2026-01-08

Average Claim Denial Rate in 2026: Benchmarks and Key Drivers

Claim denials continue to rise as payer policies evolve and clinical documentation requirements become more detailed and tightly enforced.



LOUISLAWGROUP.COM • 2026-04-21

These 16 Insurance Companies Denied Over Half of All Homeowner Claims in 2025

16 major insurers closed 50-78% of homeowner claims with zero payment in 2025.
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