Quote from: TDoS on Feb 24, 2025, 07:13 AM

Quote from: Goldernen Oxernen on Feb 23, 2025, 07:19 PMThere are a hell of a lot of people with the ordinary jobs on utube saying theyre quitting and working is a waste of time, or explaining why everyone is doing so. I get that it barely makes ends meet, companies and conpany men who work for them are a nightmare. I never see them explain how the bills are going to get paid once they do that though. I guess they don't have a mortgage is half of the how.

The wife says Boob Tubers make mondo $$ off the advertising dollars they make doing and saying stupid things. She wants to be one of them, but can't think of enough stupid or inane things to say.

With rent being what it is nowadays, I'm not sure there is much difference in overall cost between mortgages and renting in my area. Repairs and whatnot sure, but when a rental worth $600K goes for $3000/month and a 30-yr mortgage on $600K is maybe $3200, seems like a wash.

I just think too much of a big deal is being made of no longer affording the American Dream for the avg person. Its an artifact of the permanent position/golden handshake for a career at one company and trade unions making relatively unskilled labour into a new high standard of living. That went hand in hand with about a century of boom times and super abundant energy. There was no great stress and burden to buying your small 3x1 along with a big new car at least once a decade for no more than half of their pay cheque. People did this typically with a wife working part time or not at all.

Today probably half the people work temporary contract or casual. Paying 250$ a week for a room in a 3 bedroom house, being a third of that 3000$/ month rent is not a giant weight on the shoulders of the avg single person on an avg income. We just need to let go of the idea it makes them a loser and they haven't made it in life if they don't have their own apartment or house. Students always share apartments and it contributes to good times and making friends.

People spent thousands of years building their own dwellings with their own hands and in India, africa, Asia, maybe Eastern Europe as well they still do. They might have had a dirt floor and grass roof in the past or today a tin roof with no ceiling and insulation. They went and collected building stones or cut down trees. If they bought building materials,or brought in specialist experts like a plasterer, they paid cash they had saved. Mostly nobody got paid in the past, the community just slaughtered a cow to feed a few people all pitching in. It was not luxurious, but neither was anyone elses abode or accommodation among your friends and family to be comparing against. No giant weight around the neck, enslaved to a bank for 3/4 of your take home income for the rest of your working years and always one email away from not having next months installment.