Taking on debt to EAT is a definite sign of real trouble. A sign also that there is a reckoning coming in the Consumer Debt sector. Gotta wonder if the write downs have been priced in on the TBTF bank balance sheets? There's also weakness in the mortgage market and student debt, now that the Trumpenator has cancelled forgiveness. Commercial RE also looks bad. Could be a Perfect Storm brewing. Individually, maybe you could juggle it around. All together, much harder to extend & pretend.
https://fortune.com/article/buy-now-pay-later-groceries-economic-concerns-lending-tree-survey/
A quarter of U.S. consumers are now financing groceries with buy-now, pay-later as economic pressures mount, survey says
RE