Quote from: TDoS on Jun 01, 2026, 04:55 PMstill a small sample size but....markedly different than yours RE.
We can consider your experiences and mine as outliers. The official stats say 50% of claims are rejected. IOW, it's basically a coin toss on getting paid. Not buying insurance, I am 100% guaranteed not to spend money on it, and no legal battles trying to get paid off. Of course there was a risk I would have an accident at some point, but I considered it negligible. Certainly far less than what actuarial tables said it was, which is what the premium cost is based on. So even with an "honest" Insurance company, the cost was a ripoff.
RE