[RE]

Yet another reason the middle class dream is becoming unaffordable.  Besides the rising cost of the McMansion and upward spiraling interest rates on the mortgages, increasing cost of insurance against climate related disasters makes the final price of your monthly nut so high that even a modest McMansion in the states in flyover country where cost of living was lower have become unaffordable.  These same states are the ones regularly bombarded with tornados and baseball size hail.

I do take issue with one claim made at the end of this article though.

"At some point with a tornado, you simply can't build a structure that's going to withstand that," Marlett says.

Clearly this fellow has never seen a Monolithic Dome.

Monolithic Dome Home Survives Missouri Tornado

Then again, who wants to live in a neighborhood where all the rest of the McMansions and the food superstore have all been turned into piles of rubble?

https://www.npr.org/2025/05/23/nx-s1-5407522/insurance-tornadoes-hail-midwest

Insurance costs are soaring around Tornado Alley. Hail is the big problem.

RE