Quote from: RE on Feb 25, 2025, 08:53 PM

Quote from: Goldernen Oxernen on Feb 25, 2025, 04:40 PMPaying 250$ a week for a room in a 3 bedroom house, being a third of that 3000$/ month rent is not a giant weight on the shoulders of the avg single person on an avg income.

You're living in the past.  1 bedroom apts rent for $3000/mo.  Houses go $5000 and up.

RE

TDOS should squeeze his tennants more then.

The 1br has to be 'up to' rather than 'and up' though. Between a fold out bed and bunkbed, 3k$ is still ok for 3 people at 250$/week each.

Quote from: RE on Feb 25, 2025, 08:53 PMYou're living in the past.  1 bedroom apts rent for $3000/mo.  Houses go $5000 and up.
RE

Major metro downtown 1 bedroom apartment rent maybe $1800/month. Single space garage parking included. Looked to be young professionals when examining them with .....family.....

1-2 bedroom, 1300 sq feet, included garage townhomes, $270k, mortgage at about $2200? Estimating slighty.

$3500/month mortgage $610k house, 3.5% down.

Most expensive non-coastal city in the US. All numbers on signed contracts within past 18 months or so, so reasonably current information.

I remember when Alaska was REAL expensive, back in the day, compared to every other place I ever looked at working. Last time I checked, it looked like the rest of the world just caught up.

TDoS doesn't do real estate. Don't like it, owning, renting, fixing, selling it, it always feels...dirty.

Quote from: Goldernen Oxernen on Feb 25, 2025, 10:03 PM

Quote from: RE on Feb 25, 2025, 08:53 PM

Quote from: Goldernen Oxernen on Feb 25, 2025, 04:40 PMPaying 250$ a week for a room in a 3 bedroom house, being a third of that 3000$/ month rent is not a giant weight on the shoulders of the avg single person on an avg income.

You're living in the past.  1 bedroom apts rent for $3000/mo.  Houses go $5000 and up.

RE

TDOS should squeeze his tennants more then.

The 1br has to be 'up to' rather than 'and up' though. Between a fold out bed and bunkbed, 3k$ is still ok for 3 people at 250$/week each.

I get your point of view.  You consider people capable of getting their shit together and making things work.  Lower housing expenses, find a roommate.  No problemo.  Simply get thy shit together.  Personally my housing situation is not a concern at this time.  And part of keeping my shit together is not messing up a good thing.  Making bank while I still can.

But not everyone can get their shit together.  Some people despite being considered human, need to have everything planned out for them.  Without a script they have no fucking clue.  Some people also have toxic personalities.  Finding a roommate is impossible for them.

It is a situation full of contradictions, where personal flaws can cause financial ruin.

Quote from: K-Dog on Feb 26, 2025, 11:16 AMI get your point of view.  You consider people capable of getting their shit together and making things work.  Lower housing expenses, find a roommate.  No problemo.  Simply get thy shit together.  Personally my housing situation is not a concern at this time.  And part of keeping my shit together is not messing up a good thing.  Making bank while I still can.

But not everyone can get their shit together.  Some people despite being considered human, need to have everything planned out for them.  Without a script they have no fucking clue.  Some people also have toxic personalities.  Finding a roommate is impossible for them.

It is a situation full of contradictions, where personal flaws can cause financial ruin.

Yes.'people' made clear in the full post, not just the quote, here not interchangeable with 'a person' can get their shit together. From people come communities and from communities comes culture. From culture comes values, expectations and responsibilities and ultimately if necessary, enforcement and punishment of toxic personalities. If You haven't helped out in any past barn raisins, one to house You won't happen. 

I in fact have monumental concerns about my housing situation, the cunning have thus dispossessed the guileless since Jacob and Esau.  Im not part of the demographic in question though, wheres THEIR GI bill half acre and rumbling V8?

Quote from: K-Dog on Feb 26, 2025, 11:16 AMMaking bank while I still can.

At your age? Why? What's the matter with doing the retiree gig full time?

Quote from: TDoS on Feb 26, 2025, 05:08 PM

Quote from: K-Dog on Feb 26, 2025, 11:16 AMMaking bank while I still can.

At your age? Why? What's the matter with doing the retiree gig full time?

In a sense you are right.  On the other hand the small amount my McJob pays makes a significant difference in lifestyle, and 'huffin the bale' makes for a remarkably physically fit fossil.  There are downsides and upsides as in any situation.  And best way for retired fossils to keep mentally fit is physical exercise.  Ask a doctor about that, and they will agree.  The exercise makes for healthy circulation.  The brain likes exercise better than crossword puzzles.

About 20% of people plan on working after retirement but only 10% do.  Physical restraints kill the dream of half of people who want to keep working in retirement.  That is my guess for the reason, so when I say:

QuoteMaking bank while I still can.

I mean it.  The day will come when I can't work.  Youth and vigor will do me in.

One one hand you are absolutely right.  I do have more retirement savings than the median American.  On the other hand that means absolutely nothing.  Most Americans have jack shit saved for retirement.  I do have more than jack shit, but I do not have as much as Jack has.  But since I am able to save something, my stash is growing instead of slowly shrinking as would be the case if I were not working.  Considering that fact puts me more way more ahead at the end of a year than I would otherwise be.

I know of one Republican who 'lost 100K under Biden'.  He thinks Trump will 'fix things'.  My prediction is at the end of four more years of Trump the asshole will be down 200K more and I will be up 100K should we both still be kicking.  Fear of what rich lame brain white whale assholes may do to fuck the rest of us over next keeps me working.

I'm worried about RE, the racist white whales currently running the show may soon do him in.  His situation is only as resilient as the government is.  These days that is not saying much.

Quote from: TDoS on Feb 26, 2025, 05:08 PM

Quote from: K-Dog on Feb 26, 2025, 11:16 AMMaking bank while I still can.

At your age? Why? What's the matter with doing the retiree gig full time?

I thought he meant this is what I think Doh!

Quote from: K-Dog on Feb 27, 2025, 04:58 AMI'm worried about RE, the racist white whales currently running the show may soon do him in.  His situation is only as resilient as the government is.  These days that is not saying much.

His options are certainly limited. I find it unlikely that in 4 years our Dear Leader will torpedo enough of the country/economy to degrade it to the point where they are emptying out the cripple care facilities and letting them duke it out with the non-crippled homeless for dumpster scraps.

It will be interesting to see how it develops.  In my favor here are demographics, the sheer number of people who are currently covered by Medicaid who would be unable to pay the outrageous prices charged by care facilities that warehouse the old and crippled until they expire.  We're not talking a few thousand federal workers here, it's millions of people.

Besides the direct recipients, the industry that depends on us as the source of their profits is huge. Thousands of doctors and nurses get their paychecks from this business, along with administrators and corporate board of directors.  So a complete defunding would create total chaos, which CONgress critters are aware of.

I expect to see some cuts at the federal level with states forced to pick up more of the tab themselves.  Reimbursement rates probably get shaved and staff ratios will get even worse.  Food will get worse.  I seriously doubt I'll be out on the street at this point.  A lot of people would have to go before me who are less of a basket case.

Under the worst case scenario,  I have a Plan B and Plan C alternatives to try.  Not there yet though.

RE